Our Services
You can trust that Arch Home Loans is committed to providing you with personalised service that helps you achieve your desired financial outcomes now and in the future.
Our Services
You can trust that Arch Home Loans is committed to providing you with personalised service that helps you achieve your desired financial outcomes now and in the future.
First Home Buyer
Buying your first home can be the biggest and scariest, yet the most satisfying purchase you’ll make during your lifetime.
Refinancing
Your Home Loan is probably the largest and longest financial commitment you’ll make in your lifetime.
Investment Property
Are you wanting to embrace your inner “property investor”, but aren’t sure where to begin?
Self Managed Super Fund
You can use your Super to purchase a residential investment property and we can show you how!
Commercial and Development Finance
Do you understand the details of development finance and what the banks look for when lending for commercial and development
FAQ
Why should I use a mortgage broker instead of going directly to a bank?
Mortgage brokers have access to a variety of lenders and loan products, potentially providing you with more options and better terms than if you were to approach a single bank.
How do I know if I qualify for a mortgage?
Mortgage brokers can assess your financial situation and guide you on the likelihood of loan approval. They can also provide advice on steps to improve your eligibility.
What information do I need to provide to get started with a mortgage application?
Typically, you’ll need to provide details about your income, employment, credit history, and other financial information. The mortgage broker will guide you through the required documentation.
How does the mortgage application process work with a broker?
The process involves an initial consultation to understand your financial goals. The broker will then recommend suitable loan options, assist with the application, and facilitate communication between you and the lender.
What types of mortgage loans are available, and how do I choose the right one?
Mortgage brokers can help you explore various loan options, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and more. They will guide you in choosing the loan that best fits your needs.
How long does it take to get a mortgage approved through a broker?
The timeline varies, but a mortgage broker can help streamline the process. Factors such as document availability, property appraisal, and lender processing times can influence the overall duration.
Can I get a mortgage if I have a less-than-perfect credit score?
Yes, some mortgage brokers specialise in assisting clients with varying credit histories. They can explore available options and provide guidance on improving your creditworthiness.
What is Lenders Mortgage Insurance?
In essence, Lenders Mortgage Insurance (LMI) enables you to buy a property with a reduced deposit.
LMI serves as a safeguard for the lender (not the borrower) in the event of your default and the subsequent sale of the property at a price lower than the remaining loan balance.
Borrowers are responsible for LMI premiums when the borrowed amount exceeds a specified percentage. While some lenders permit you to include the LMI premium in your home loan, others mandate upfront payment.
A Word From Our Clients
Your investment porfolio is about to take off
