Commercial and Development Finance

Do you understand what the banks look for when lending for commercial and development projects? We do!

Commercial and Development Finance

Do you understand what the banks look for when lending for commercial and development projects? We do!

We’ll Assist With All Your Commercial Mortgage Needs

With every deal being different with lots of factors affecting it, a commercial lending expert can be a great investment. 

We’ll identify the commercial loan providers and products from low interest rate investment loans through to more highly leveraged facilities for commercial, industrial, retail and residential properties.

We'll Ensure You'll Realise:

⭕ The lowest wholesale lending rates.

⭕ Long term interest only loans.

⭕ Property based, asset focused lending.

⭕ Flexible terms and conditions.

⭕ Stress free process.

Lenders Are Rigorous When Lending For Property Development

Property development is a riskier proposition for lenders and their requirements are far more rigorous than with any other type of finance.

We don’t expect that our clients will be experts in the process. Otherwise why would you need us?

But, experts or not, you need to know that the Banks don’t grant loans specifically just based on the security and viability of the project. They evaluate a number of factors in great detail, similar to evaluating a new business plan.

We’ll provide the right expertise and knowledge to assist you when it comes to obtaining development funding.

With many large development projects your financing may need to be provided by a number of lenders, so our broad industry knowledge and expertise in managing multi-lender projects is invaluable.

We’ll keep your needs first and foremost but we’ll also keep the lender’s criteria and expectations in mind too,

We'll Support you throughout the entire process

⭕ Establishing how much you can/need to borrow.

⭕ Explaining the details and nuances of development financing.

⭕ Considering different types of funding for each stage of your project.

⭕ Completing professional loan applications.

⭕ Creating comprehensive and compelling “business plans” for your development project.

⭕ Identifying alternative sources of funding.

⭕ Possibly seeking a Low Doc Loan Solution.

⭕ Arranging repayment schedules.

FAQ

Mortgage brokers have access to a variety of lenders and loan products, potentially providing you with more options and better terms than if you were to approach a single bank.

Mortgage brokers can assess your financial situation and guide you on the likelihood of loan approval. They can also provide advice on steps to improve your eligibility.

Typically, you’ll need to provide details about your income, employment, credit history, and other financial information. The mortgage broker will guide you through the required documentation.

The process involves an initial consultation to understand your financial goals. The broker will then recommend suitable loan options, assist with the application, and facilitate communication between you and the lender.

Mortgage brokers can help you explore various loan options, including fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and more. They will guide you in choosing the loan that best fits your needs.

The timeline varies, but a mortgage broker can help streamline the process. Factors such as document availability, property appraisal, and lender processing times can influence the overall duration.

Yes, some mortgage brokers specialise in assisting clients with varying credit histories. They can explore available options and provide guidance on improving your creditworthiness.

In essence, Lenders Mortgage Insurance (LMI) enables you to buy a property with a reduced deposit.

LMI serves as a safeguard for the lender (not the borrower) in the event of your default and the subsequent sale of the property at a price lower than the remaining loan balance.

Borrowers are responsible for LMI premiums when the borrowed amount exceeds a specified percentage. While some lenders permit you to include the LMI premium in your home loan, others mandate upfront payment.

A Word From Our Clients

“It is a true Blessing to have met & dealt with George from Arch Home Loans. He refinanced our Loans to a New Lender, by simply finding a way to consolidate our Home Loan with our 3 minor unsecured debts. The end result was our family truly saving in excess of $800 per week. We will forever recommend the fabulous service & results Arch Home Loans delivers.”
Tony & Maja
“Working in the financial services industry myself, I thought I knew all there was to know about getting a home loan. So it was to my surprise that George from Arch Home Loans was able to offer me products and services that were beyond my expectations. George always kept me informed on what was happening with my application and worked around the clock to ensure the whole process went smoothly. I would highly recommend George to anyone wishing to obtain a new home loan or to refinance an existing one.”
Eric & Karen
“George from Arch Home Loans has helped me achieve my dream of being a home owner back in 2008 in the midst of the Global Financial Crisis & more recently a Property Investor. George has given me sound advice and awesome customer service that I've recommended to family and friends. I'd highly recommend George as an easy to talk to, down to earth bloke that gets the job down when he says he will. Look forward in keeping my relationship and prospering in the future.”
Dragan
“Arch Home Loans have helped me with 3 home Loans over the past few years. They have always taken me through the process in a diligent and professional manner. I love the way they explain things clearly and happily answer many questions! I will choose Arch Home Loans for all my future dealings and always highly recommend them to anybody I know.”
Rachel

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